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Instead of making their football team better, the Texans seem doomed to unimaginably bad quarterback play.According to ESPN's Adam Schefter, owners Jerry Jones, Robert Kraft, and Bob Mc Nair will be deposed and asked to turn over all cell phone and email records in relation to the Colin Kaepernick collusion case against the NFL. Others will be deposed as well, according to Schefter, but those three have been confirmed.You may play the innocent victim role, but the cost to defend your position will outweigh any benefit earned by participating in the fraud.The borrower shows on the application that they live with family and so they are living “rent free”.If we are in the business for the long haul, then we owe it to the industry to stamp out fraud anywhere we see it.This can be very useful to you and is something you should review.When armed with the right information and knowledge, they can help wipe it out.

All of us are skilled enough to detect anomalies in a mortgage transaction, but there are many times borrowers are abused through lazy or greedy originators or Realtors, or borrowers are motivated through market challenges into homeownership or accessing equity in properties owned.The agency fraud resources page has excellent tools and information that can assist you in those loans that have questionable characteristics."Everybody gets discussed," O'Brien said in his best coachspeak.You may justify this by thinking that they will just take the loan down the street and close the loan with someone else. Unfortunately, this is a way too familiar and regular theme in our business.A borrower buys a home as an investment property and lists rent proceeds as qualifying income so that they can meet ratios.

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